Master in Interaction Design Course starting February 4th, 2020 Deadline October 25th, 2019

Digital technologies and the ubiquity of connected devices opened the door to new payment methods that were not feasible a few years ago. Nowadays we can find digital services that allow us to pay in stores, buy products online or share money with our friends in seconds, wherever we are. New services created by some of the biggest IT companies – from Alipay to Apple Pay to Google Wallet – lead us to think that the future of payments will be purely digital.

However this is not the only thing that the information revolution has brought us. New decentralized currencies entered the market offering an alternative to traditional money, known as cryptocurrencies. These digital currencies take advantage of blockchain technologies to create a network that controls and creates records of all the transactions, making it safe and independent from institutions and countries.

Last but not least, a transition from a linear economy towards a circular one, could lead to the shift from a take-make-dispose economy to circular business models such as product-service systems, hiring and leasing schemes, collaborative consumption, incentivised return and reuse. In this context, access will replace ownership, while repair will replace repurchase, making room for the introduction of new forms of payment: from micropayments to alternative currencies to pay per use models.


Through this competition, Accenture wants to explore the use of these new payment/transaction methods, their possibilities and the new scenarios that will characterize our life in the future.

• How could digital payments improve or create innovative user experiences in areas not yet explored in this matter?

• How can we overcome the frictions that characterize the current digital payment ecosystems?

• What can we learn from innovations introduced in fields such as circular economy, blockchain technologies and alternative currencies?


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